KYC and Onboarding Document Verification for Brokers

• Head of Client Onboarding
• KYC Checker Team Lead
• Compliance Officer
• NRI and Corporate Desk Manager

Every trading and demat account starts with a KYC packet: PAN, masked Aadhaar or DigiLocker e-KYC, address and bank proof, signature, in-person verification and nomination details, plus income proof if the client wants derivatives. Checkers verify each packet before upload to a KRA, and volumes surge whenever a popular IPO opens.

We build a maker-checker assistant for your onboarding team. It classifies every document in the packet, extracts names, dates of birth, PAN, addresses, bank details and signatures, and cross-matches them with each other and with the record fetched from the KRA or CKYC. It applies checklists for the client's entity type and requested segments, checks that derivatives requests carry an acceptable income proof, and confirms expiry dates and legibility. Mismatches and missing items become a discrepancy list with document references and a drafted message for the client. Clean files go to a checker for fast approval; no account is approved without a person.

• Classifies PAN, masked Aadhaar or DigiLocker e-KYC, address proofs, bank proofs, income proofs and entity documents
• Cross-matches name, date of birth, address and PAN across documents and the KRA or CKYC record
• Applies checklists by entity type: individual, NRI, HUF, partnership, company or trust
• Checks that derivatives segment requests carry an acceptable income proof under your policy
• Verifies presence of signature, photograph, nomination or opt-out declaration and FATCA self-certification
• Produces a discrepancy list and a drafted client message, with a maker-checker audit trail

1. 01Receive the packetThe application and documents arrive from your e-KYC journey, branch or partner channel.
2. 02Classify and extractEach document is identified and key fields are extracted, with Aadhaar masked on capture.
3. 03Cross-match recordsFields are compared across documents and with the KRA or CKYC record.
4. 04Apply checklistsEntity-type and segment checklists confirm the required documents and an acceptable income proof.
5. 05Checker reviewFiles with discrepancies go to a checker with a drafted client message; clean files go to a checker for fast approval.
6. 06Upload and recordApproved records are uploaded to the KRA and back office, and the audit trail is stored.

1. Intake
   • e-KYC journey and branch upload connectors
   • DigiLocker document fetch
   • Application data loader
2. Document understanding
   • Document classifier
   • OCR and field extractor
   • Aadhaar masking on capture
   • Signature and photograph presence check
3. Verification rules
   • Cross-document field matching
   • KRA and CKYC record comparison
   • Entity-type and segment checklists
4. Checker workspace
   • Discrepancy list with document links
   • Drafted client messages
   • Maker-checker approval log
5. Integration
   • KRA upload through your existing interface
   • Back-office and CRM adapters

A checker approves every account, including clean files on the fast track, and resolves each discrepancy. Compliance owns the checklists and acceptable-document rules; the assistant applies them and never overrides a KRA status.

• Onboarding and e-KYC platform
• KRA and CKYC interfaces through your existing integration
• DigiLocker
• Broking back-office system
• CRM for client communication

• Aadhaar masked on capture and handled per UIDAI rules
• No account approved without a checker
• Acceptable-document rules configured and versioned by compliance
• Personal data masked in logs and processed in an India region
• Every verification result linked to the document and field it came from

• SEBI KYC norms and the KRA framework set what must be collected and verified; the assistant applies your documented checklist and records the maker-checker trail.
• Aadhaar is handled per UIDAI rules, and personal data under the DPDP Act 2023.

• Capital Markets & Wealth Management

  Client Statement and Portfolio Extraction

  Read CAS, mutual fund, broker, PMS and AIF statements into one consolidated, reconciled portfolio, with every holding linked to its source page and exceptions sent to operations.

• Capital Markets & Wealth Management

  Dormant Trading Account Re-Activation Campaigns

  Find out why trading accounts went dormant, fix KYC and access blockers first, and run consent-based, compliance-approved journeys that bring clients back without tips or inducements.

• Banking

  Account Opening Document Verification

  Check OVDs, PAN, masked Aadhaar, photographs and entity documents in an account opening file against each other and against CKYC, with mismatches routed to an officer.

• Fintech & Payments

  Merchant Onboarding KYC Verification

  Read merchant KYC packs, cross-check PAN, GSTIN, bank proof and the merchant's website, and give risk analysts a ready-to-decide file with every check explained.